EMI Calculator — Smarter Way to Understand Your Loan

Calculate EMI, APR (fees-included), simulate prepayments from any month, and see tenure & interest savings.

Loan Inputs

We convert to months automatically (years × 12).
Simulate faster payoff with monthly prepayments.
Type or choose any month up to total tenure.
Typical: Home 0.25–1%, Personal 1–3% + GST 18%.
Monthly EMI
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Total Interest
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Total Payment
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EMI Breakdown

Run a calculation to visualize your EMI breakdown here.

Amortization Schedule

MonthOpeningEMIPrincipalInterest% Principal% InterestClosing
Run a calculation to see your schedule
Showing first 120 rows for performance.